COOKIE POLICY

Last updated: 1 December 2025

Hello global fintech family!
We love being 100 % transparent with you, so here’s everything you need to know about cookies on our website, explained in the clearest way possible.

1. What Are Cookies & Why Do We Use Them?
Cookies are tiny text files we place on your device. They help the site load faster, remember your preferences, let us see (anonymously) which pages people like most, and allow us to give you a smoother experience now and after launch.

2. Which Cookies Do We Use on www.finorys.com?
We’ve listed every single one we use today and will use after launch:
Strictly necessary cookies (the site can’t work without these)
*Cloudflare security cookies → protect you and the site from bots and attacks
*Cookie consent cookie → remembers that you already clicked “Accept” or “Only necessary” so we don’t show the banner again
**Performance & analytics cookies (completely anonymous)
*Google Analytics → tells us how many visitors we have, how long they stay, which country they’re from, etc. Your IP is anonymised; we can never identify you personally.
*Hotjar → anonymously shows us which buttons get clicked the most and how far people scroll (nothing personal is ever recorded).

Marketing & advertising cookies
*Meta Pixel (Facebook/Instagram) → lets us show you “Finorys is coming!” ads on Instagram and Facebook in the future
*Google and Twitter/X advertising cookies → same purpose, only to announce the project
Can you turn them off?
Yes! Everything except the strictly necessary ones can be switched off with one click, the site will still work perfectly.

3. How to Control Cookies
*When you first visit, you’ll see our cookie banner → choose what you want
*You can change your mind anytime via the “Cookie Preferences” link in the footer
*You can also delete or block all cookies directly in your browser settings

4. We Never Collect Personal Data via Cookies
Analytics and advertising cookies never see your name, email, or phone number, only anonymous statistics.

5. Questions or Requests?
Just drop us a line at finorys@finorys.com
We answer every single message within 48 hours.
Thank you for visiting and for trusting us from day one.
We can’t wait to build this together with you

With love,
Finorys Team 

Last updated: 1 December 2025

www.finorys.com is currently only a project website and does not offer any active product or service.
Finorys is a financial technology project that is still in the development, testing, and pre-launch phase. The platform is not yet live and does not hold any banking, payment services, electronic money, crypto-asset service provider, investment services, or any other financial licence or authorisation in any jurisdiction.

Please read the following carefully:

1. No Financial Services Are Provided at This Stage
No accounts can be created, no funds can be deposited or withdrawn, no investments can be made, and no transactions can be executed on Finorys at present.

2. www.finorys.com exists solely to introduce the project and communicate with interested users.

3. Information & Promotional Purposes Only
All content on the website (text, visuals, mock-ups, roadmap, blog posts, social media updates, etc.) is provided solely for general information and promotional purposes.

4. Not Investment, Financial, or Professional Advice
Nothing on this website or in our communications constitutes investment advice, financial advice, a recommendation to buy/sell/hold, or any form of professional advice.

5. Investments Carry High Risk
Cryptocurrencies, tokens, stocks, forex, commodities, and similar assets are highly volatile and speculative. You can lose some or all of your capital. Past performance is not indicative of future results.

6. No Guarantees or Promises
Joining the waitlist, subscribing to the newsletter, requesting a demo, or participating in any pre-launch activity grants no priority rights, tokens, equity, profit-sharing, discounts, or guaranteed future access.

7. Forward-Looking Statements
Any statements regarding planned features, timelines, partnerships, token launches, etc. are forward-looking and subject to substantial risks, uncertainties, and change without notice.

8. No Securities or Token Offering
Nothing on this website constitutes an offer or solicitation to sell securities, tokens, or any investment product in any jurisdiction.

9. Independent Responsibility
You must conduct your own due diligence and consult independent financial, legal, and tax advisors before making any investment decision.

10. Regulatory Status
Finorys is currently not licensed or supervised by any financial regulatory authority. Required licences will be obtained before any regulated services are offered.

11. Third-Party Links
Links to external sites are provided for convenience only; we are not responsible for their content or practices.

By continuing to use this website or submitting your contact details, you acknowledge that you have read, understood, and fully accept this disclaimer.

With love
Finorys Team 

Last updated: 2 December 2025

Finorys (a financial technology project currently in development and testing phase; referred to as “we”, “us”, or “our”) places the highest importance on your privacy and the protection of your personal data – even at this early stage.
This Privacy Policy explains how we collect, use, and protect your personal information when you visit www.finorys.com, use beta/test versions of our mobile apps, demo environments, or interact with any tools we currently offer.

1. Data We Currently Collect (Pre-Launch Phase)
*Contact & identity data (name, email address, phone number – only if you sign up for the waitlist, newsletter or request a demo)
*Technical data (IP address, browser type, device information, pages visited, cookies)
*Your feedback and support messages
*Voluntary information you provide in forms (country, investment interests, etc.)

(Note: We do not yet collect real financial data, KYC documents, payment cards, or banking details.)

2. How We Use This Data
*To send you project updates, launch announcements, and exclusive invitations
*To improve our product using anonymised usage statistics
*To answer your questions and support requests
*To comply with applicable legal obligations

3. Legal Bases
*Your explicit consent (waitlist and contact forms)
*Pre-contractual steps at your request
*Our legitimate interests (anonymised analytics)

4. Who We Share Your Data With
At this stage, only with:
*Our cloud infrastructure providers (primarily EU-region)
*Analytics tools (data is anonymised)
*Competent authorities when required by law

5. International Transfers
Your data may be processed in the European Union, United States, and Singapore. When transferred outside the EEA, we use EU Standard Contractual Clauses (SCCs).

6. How Long We Keep It
*Waitlist and contact details: until launch (or until you ask us to delete them)
*Analytics data: kept in anonymised form indefinitely
*Upon your request: we delete everything immediately

7. Your Rights (Effective Right Now)
You can at any time:
*Access, correct, delete, or receive your data
*Unsubscribe from marketing emails instantly
*Withdraw your consent whenever you want
Just write to: finorys@finorys.com

8. Children’s Privacy
Our project is not intended for individuals under 18.

9. Security
We protect your data with AES-256 encryption, TLS 1.3, strict access controls, and regular security testing.

10. What Happens Next?
When Finorys officially launches and real financial services become active, this policy will be automatically updated to the full financial-services version and you will be notified.

11. Contact Us
For any questions, requests, or feedback: finorys@finorys.com
We’re so happy to have you with us from day one
Finorys Team